Free Tools

51 free web apps. No signup, no ads, no tracking. Just useful tools that work in your browser.

Finance

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SubscriptionTracker

Track all your subscriptions in one place. Never pay for forgotten subs.

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FinSim

Financial scenario simulator. Mortgage, salary, savings, and investment calculators.

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InsuranceExplained

Understand your insurance in plain English. Scenario calculator included.

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BudgetPlanner

Monthly budget planner with category breakdowns and expense tracking.

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BillSplitter

Split restaurant bills, tips, and shared expenses among friends.

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LowerMyBills

Get negotiation scripts to lower your cable, internet, phone, and rent bills.

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LoanCalc

Free loan calculator for mortgage, auto, personal, and student loans.

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DebtCalc

Snowball vs avalanche repayment calculator. See your debt-free date.

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TaxCalc

Quick income tax estimator. Federal, state, self-employment tax projections.

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RetireCalc

Retirement planner with compound interest and withdrawal projections.

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CarCompare

Compare cars by total cost: fuel, insurance, maintenance, depreciation.

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SnowballCalc

Visual debt snowball calculator. See your payoff plan in one chart.

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CurrConv

Live currency converter. 30+ currencies with real-time exchange rates.

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MortgageCalc

Free mortgage calculator. Monthly payments, interest, tax, insurance, amortization.

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PropCalc

Buy vs rent calculator. Compare true cost and ROI of buying property.

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GasPrice

Compare gas prices by state. Calculate monthly fuel costs.

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EmergencyFund

Calculate your emergency savings target. See what emergencies you can cover.

All tools are free and work offline. Data stored locally on your device.